Dream Big,
Bank Better.
Experience banking made for how you live, not how much you earn. You have a dream — and we’re here to help make it real.
Services
Banking that gets you
We help you build a life you love — with real financial tools designed around how you already live your life.
Your Number, Your Account
Use your phone number as your account number
One App For Everything
Manage all accounts in eBank - your single banking hub
Spend-Based Credit
Get instant cash based on how you spend, not what you earn
WhatsApp Banking
Bank while you live - send money through WhatsApp
Earn As You Spend
Get rewarded every time you swipe — in partner stores or with loyalty-enabled merchants.
eBank MFB gives you the tools to handle everyday money moves — fast, easy, and in your pocket.
Savings
Every kobo/naira you can set aside counts.
Daily savings, big results. Stay consistent and get a bonus for your discipline.
If You Save
₦999,999,000.00
daily
monthly
for 365 days,
You get
₦200,000*
*because you get a consistency bonus of ₦200 after regular interests.
Find out How
Microcredit Card
A card that works like you do
No paperwork. No pressure. Just access to money when you need it — with our MicroCredit Card.
eBank MasterCard
Complete all kinds of transactions with your eBank MFB Card, including withdrawals, payments and purchases.
Track Insights
Make better spending decisions with expense insights from your spending habits.
Business Solutions
Empower Your Business Dreams.
We’re committed to providing exceptional services and values to you
Instant Company Registration
Register your business with the Corporate Affairs Commission and get an instant eBank account — no paperwork delays, no extra hassle.
RC Number Banking
Use your RC number as your business account ID — it's official, credible, and instantly activated.
POS Solutions
Accept card payments anywhere and get instant settlement to your eBank account.
Venture Capital Loans
Finance your next big move with flexible business loans built for entrepreneurs.
Customer Loyalty Program
Reward loyal customers instantly with cashback, discounts, and perks — right into their eMonie account.
Wealth by eBank
Build Bigger, Grow Smarter
Advanced financial solutions to help you scale, plan, and build lasting wealth.
Financial Planning
Get expert insights to help you manage, grow, and protect your wealth.
Treasury Management
Optimize your cash flow and manage funds with tools built for control and stability.
SME Financing
Access capital to expand your operations, launch new projects, or grow your team.
Fund Management
Let us help you manage pooled resources with transparency and trust — from cooperative funds to investment clubs.
Got Questions? We’ve Got Answers.
If you cant find the answer to your question, you can email us at [email protected]
See more FAQs
How do I open an account with eBank MFB?
You can open a personal or business account in minutes using the eBank app. Just enter your phone number, verify your identity, and you’re good to go.
Is eBank MFB secure?
You can open a personal or business account in minutes using the eBank app. Just enter your phone number, verify your identity, and you’re good to go.
Can I use WhatsApp to bank?
You can open a personal or business account in minutes using the eBank app. Just enter your phone number, verify your identity, and you’re good to go.
What is the eBank MicroCredit Card?
You can open a personal or business account in minutes using the eBank app. Just enter your phone number, verify your identity, and you’re good to go.
What’s the Consistency Reward?
You can open a personal or business account in minutes using the eBank app. Just enter your phone number, verify your identity, and you’re good to go.
Join thousands saving smarter with eBank.
Get updates on new features, money tips, and exclusive offers — right in your inbox.
Your dreams are valid.
Launch Acess
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The eBank mobile app is coming soon, please check back later.
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